Welcome to AlgoPear, a provider of advanced SDKs, APIs, and algorithmic solutions tailored for financial institutions, including banks and credit unions, as well as end-user services. By using our website, tools, or platform (collectively, the “Services”), you agree to these Terms of Service. Please read them carefully.
1. Acceptance of Terms By accessing or using AlgoPear’s Services, you agree to these Terms and our Privacy Policy. If you do not agree, you may not use the Services.
2. Eligibility
For Financial Institutions: Use of AlgoPear’s SDKs and APIs is restricted to licensed and authorized financial institutions.
For End-Users: Individual customers using services powered by AlgoPear through their financial institution must be at least 18 years old and capable of entering a legally binding agreement.
3. Account and Access
Financial Institutions: You must ensure secure integration of our SDKs and APIs and maintain compliance with applicable laws. You are responsible for managing your institution’s access credentials.
End-Users: You are responsible for safeguarding your login details provided by your financial institution and notifying them of any unauthorized activity.
4. Use of Services
Financial Institutions:
Permitted Use: Our SDKs and APIs are designed for seamless integration into financial platforms, enabling automated investment, financial data analysis, and portfolio management solutions.
Prohibited Activities: You may not modify, reverse-engineer, or misuse our APIs or SDKs beyond agreed-upon terms.
End-Users: Services provided through AlgoPear-enabled financial platforms are for personal and lawful use only. Unauthorized or fraudulent activities are strictly prohibited.
5. No Investment Advice
AlgoPear delivers algorithmic tools, SDKs, and APIs for financial insights and automation. We are not registered investment advisors. All financial decisions are made at the discretion and risk of the institution or end-user.
6. Fees and Payments
Financial Institutions: Subscription or licensing fees for our SDKs and APIs will be outlined in your agreement with AlgoPear. Payments are non-refundable unless explicitly stated.
End-Users: Fees associated with AlgoPear-powered features (if any) are determined and managed by your financial institution.
7. Data and Privacy
Financial Institutions: By integrating our APIs and SDKs, you agree to process data in compliance with applicable data protection laws. AlgoPear may collect and anonymize aggregated data for service improvement.
End-Users: Your financial institution manages your data within the AlgoPear-powered platform. Please refer to their privacy policy for details.
8. Intellectual PropertyAlgoPear retains ownership of all SDKs, APIs, software, and intellectual property associated with the Services. You are granted a limited, non-transferable license to use our tools as per the terms of your agreement.
9. Disclaimers and Limitation of Liability
No Guarantees: AlgoPear does not guarantee specific outcomes or uninterrupted service from our tools.
Limitation of Liability: To the fullest extent permitted by law, AlgoPear is not liable for damages arising from integration, use, or reliance on our Services.
10. Termination
Financial Institutions: AlgoPear reserves the right to suspend or terminate your access to APIs and SDKs for breach of terms or misuse.
End-Users: Access to AlgoPear-powered features may be revoked by your financial institution if these Terms or their policies are violated.
11. Governing Law
These Terms are governed by the laws of the state of [Insert State], without regard to conflict of laws principles.
12. Changes to Terms
AlgoPear may revise these Terms from time to time. Financial institutions and end-users will be notified of significant updates, and continued use constitutes acceptance of the revised Terms.
13. Contact InformationFor questions or concerns, please contact: Email: support@algopear.com