Get Fintech Data Insights for Credit Unions
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Grow
Young
Gen-Z
Millennial
Young

Members With All-in-One Financial AI Agents

Seamlessly integrate our award-winning AI solution to personalize member journeys, attract Gen Z and Millennials, and drive engagement through financial wellness and wealth-building tools.

F65 #1 fintech ranking award for AlgoPearLogo of AlgoPear winning The Robin-Who? Award from The 2024 GonzoBanker
AlgoPear mobile app for banks

Trusted by Top Industry Organizations & Institutions

3x Millennials and Gen Z account holders and their engagement

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Increase Engagement

With gamification & rewards to keep Millennials & Gen-Z logging in daily

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Grow & retain Deposits

Multiple AI agents that attract and retain the next-generation from fintechs

1T

The Great Wealth Transfer

Be the go-to institution for the trillions passing to Millennials and Gen-Zers

Meet SeleneAI

One integration. Multiple Agents

Everything necessary to serve and become a one-stop shop for younger members

AI Agents: Fractional Investing & Dynamic Portfolio

Investing for Small Depositors

Your members receive Guided Self-directed investing starting with $1 or zero

Multi-Assets in One Place

Offer stocks, options, and crypto for diversified growth

Copy or Generate Portfolios

Members can personalize their portfolios or copy top investors who align with their goals, risk levels, and interests

High-Yield Account

Offer 4.07% high-yield cash account designed for stable low-risk growth

Mobile app with stock symbols of top blue chip companies with AlgoPear's mobile digital banking API for investing.
Mobile app with SeleneAI by AlgoPear giving guidance on putting money into stocks instead of spending. Also shows budgeting guide with trackers for each category of budget. The digital banking solution API for credit unions to attract young members

AI Agents: Money Management & Financial Coaching

24/7, Financial Mentor

Members engage with a conversational AI agent about all things finance

Holistic Financial Insights

We connect all financial data for better personalized insights and guidance

Gamified Financial Habits

Built-in 1% lifestyle perks and rewards encourage better budgeting, saving, and investing

Financial Roadmap to $100K

Members are guided and can track their first major financial freedom milestone

AI Agents: Financial Literacy & Themed Course

Popular Learning Themes

members can choose from a variety of options, including movies, games, anime, and sports, to learn financial literacy

Earn Rewards for Learning

As Members gain more knowledge and complete the course, they earn points that translate into real-world rewards

Personalized Course

Each Member Begins Where They Are Today. No More Generic Articles

Learn Investing through Social

Members can chat with other young investors and interact with popular investor influencers on the platform

Themed financial literacy course by AlgoPear for Credit Unions via API

Turn Your Digital Banking Data Into Actionable Insights

AlgoPear powers digital banking, enabling teams to segment smarter, market faster, and act on real-time insights. It eliminates siloed data and generic platforms

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Real-Time Insights
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Smart Segmentation
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Automated Marketing
AlgoPear back office intelligence tool for credit unions for market and member segment data insights

Institution Benefits

A growth partner in innovation and operational efficiency, with reduced risk for your institution

Classroom

Modern Finance Tools

Outdated UI/UX drives members to use external fintech apps

Business Strategy

Turn-Key

We're pre-approved with most digital bank providers. Launch within weeks not months

Google News

Fast Adoption Support

Social marketing intelligence tool to launch campaigns to increase adoption

Cheap 2

Low Lift Integration

We handle the integration start to launch so your team can focus on what matters

Keep Dry

Security & Compliance Ready

Sleep better knowing we’ve added extra security and are fully compliant

Code Fork

Advisor Nurture Tool

Help your advisors build loyalty with low depsoit members who don't have $100K

What CU leaders are saying about adopting AlgoPear

Helping credit unions emerge victorious in the ongoing battle for engagement with Gen Z and Millennials

"Algopear can help attract younger members to our CU, as our average member age is currently 52, and providing investment products for people who want to grow their savings faster than traditional savings programs allow."

CSO

$3B AUM Credit Union

"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"

Michael Brown

AlgoPear Gen-Z Member

“AlgoPear is precisely what we’ve been seeking—a comprehensive platform that combines financial wellness with wealth building through AI financial coaching. It caters to all our young members’ needs.”

EVP/Member Experience

$4.6B AUM Credit Union

“AlgoPear offering aligns with our mission by offering accessible, low-cost investing and a user-friendly experience that speaks to our small deposit tech-savvy members.”

President/CEO

$800M AUM Credit Union

“AlgoPear offering can fill a gap no one else does, helping CUs engage younger members with a digital-first, low-barrier investing solution that traditional advisors overlook.”

VP/CFO

$530M AUM Credit Union
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Plans+Features

Innovate. Empower. Impact

Step into the future of personalized banking — Empower your credit union and FI to lead with innovation and deepen member impact.

Start

Starter

Ideal for smaller financial institutions with less than 75,000 account holders or less than $1B AUM

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Up to 14.9K license seats
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Non-core Integration
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Single sign-on (SSO)
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Gamified mobile/web interface
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Conversational Fin-literacy AI
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Money manager Agent
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Fraction Investing (Stocks, Crypto, etc)
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Trade-desk & IT support
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Extra security: KYC, AML, CIP
Usage Pricing

FAQ

We’re here to assist you in getting started with AlgoPear. If you can’t find the answer you’re looking for, please don’t hesitate to contact us.

How does the integration process work?

We understand that many credit unions and financial institutions have limited IT resources. We’ve partnered with leading digital banking providers to simplify integration. Our APIs have dedicated development support, and implementation usually takes 1-2 weeks, depending on the digital banking provider.

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How do members interact with AlgoPear

Once AlgoPear is integrated, members can access it instantly through Single Sign-On (SSO) within your digital banking app (mobile and web). They can enjoy all features, including live desk support, in a few clicks.

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Can I access reports on how members are using AlgoPear?

Yes! Our back office intelligence dashboard provides real-time insights into member engagement, retention, and AUM growth for you and your financial advisor partners. It equips you with all the necessary tools to measure performance and comprehend the impact of AlgoPear on your institution.

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Is AlgoPear compliant and secure?

AlgoPear ensures full regulatory compliance through trusted partners. Our SOC 2 Type II-approved infrastructure meets FINRA, SEC, and SIPC standards. Advanced cybersecurity protocols and risk mitigation enable immediate deployment in your digital environment.

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How does it work?

Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.

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Do I have to be experienced to start?

No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.

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How much $ do I start with?

Start with just $1 and grow your wealth effortlessly with guidance from AlgoPear's AI financial agent, Selene.

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What about fees?

We don’t charge fees to account holders. Your financial institution can cover the cost or offer access through a small subscription fee.

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How many license seats should my FI purchase?

We price based on expected adoption within your digital-first member base. Contracts start at 10% of total account holders or 20,000 seats. We also offer usage-based pricing for approved smaller institutions. Plus, our marketing support helps drive adoption and maximize value from your seats.

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What if my FI has fewer members?

No worries—we work with institutions under 100,000 retail account holders. Our flexible pricing is designed to support your growth while making integration easy and accessible.

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Is pricing based on AUM?

No, we don’t charge management or performance fees. This keeps costs low for your members and helps drive long-term loyalty. Our team will work with you to determine the right number of license seats for your institution.

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Can larger institutions with millions of members integrate AlgoPear?

Absolutely. AlgoPear is built to scale with institutions of any size. To explore a custom integration, reach out to us at partnerships@algopear.com or submit a request through our website—we’ll follow up quickly to discuss your needs.

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