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Increase Member Engagement with Investing + Lifestyle Rewards

Empower low deposit members to start building wealth, learn financial literacy, earn lifestyle rewards inside your digital mobile banking platform

F65 #1 fintech ranking award for AlgoPearLogo of AlgoPear winning The Robin-Who? Award from The 2024 GonzoBanker
AlgoPear mobile app for banks

Our Trusted Partners

From Zero-to-Embedded in a Few Weeks

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Member Activation

Sticky AI solution inside your CU to activate new & dormant members

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Engagement & Retention

Gamified rewards that will keep Millennials & Gen-Z logging in daily and reduce aging

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Great Wealth Transfer

Be the go-to institution for the trillions passing to Millennials and Gen-Z

Launch SeleneAI

Every fintech tool your members already use, but inside your digital banking platform

Launch investing with $1 minimum

Fractional Investing

AI Guided & Self-directed investing starting with zero or $1

Stocks, Crypto and more

Members can diversify their Portfolio for long term growth

Copy Investing

Members can mimic top Industry investors they can trust

High-Yield Account

Low-risk 4.07% high-yield account

Screen of SeleneAI app for investing smart portfolios
AI financial coach for credit unions to offer their members

AI Financial Coach & Healthy Money Habits

24/7, Financial Mentor

engage with a conversational Financial Coach anytime

Savings to Investing

Schedule automatic savings to investing

Learning Themes

members choose Themes (sports, Anime, etc) to learn finances

Roadmap to $100K Challenge

Guidance and tracking to reach their $100K graduation

Gamify Loyalty with Lifestyle Rewards

Gamified Money Habits

Built-in 1% lifestyle Rewards for healthy financial habits

Learning Rewards

Drive members back with Fine dining, travel and more perks

Personalized Journey's

Journey based on financial status and goals

Social Community

TikTok and YouTube style community with peer investors

Themed financial literacy course by AlgoPear for Credit Unions via API

Institution Outcomes

A partner to engage, impact and build member loyalty

Business Strategy

Attract Members

When engagement is high, members create word of mouth virality

Code Fork

Rev Boost

Cross-selling nudges to drive members to your loan/card products

Classroom

Modern UX

Continuous upgraded experience to keep members from fintech apps

Google News

Fast Tech Adoption

Pre-built marketing methods to activate new & dormant members

Cheap 2

Save Labor Cost

Your extended innovation team to bring you the latest high-demand products

Keep Dry

Max Security

Fully compliant with banking-grade security reducing risk for your FI and members

What CU leaders are saying about SeleneAI before our launch

Helping credit unions emerge victorious in the ongoing battle for engagement with outside fintech

"Algopear can help attract younger members to our CU, as our average member age is currently 52, and providing investment products for people who want to grow their savings faster than traditional savings programs allow."

CSO

$3B AUM Credit Union

"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"

Michael Brown

AlgoPear Gen-Z Member

“AlgoPear has product stickiness we’ve been seeking—a comprehensive platform that combines financial wellness with wealth building through AI financial coaching. It caters to all our young members’ needs.”

EVP/Member Experience

$4.6B AUM Credit Union

“AlgoPear offering aligns with our mission by offering accessible, low-cost investing and a user-friendly experience that speaks to our small deposit tech-savvy members.”

President/CEO

$800M AUM Credit Union

“AlgoPear offering can fill a gap no one else does, helping CUs engage younger members with a digital-first, low-barrier investing solution that traditional advisors overlook.”

VP/CFO

$530M AUM Credit Union
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All Features & Plans

Innovate. Empower. Impact

Personalize your member experience and increase engagement

Start

Starter

Ideal for smaller financial institutions with <75,000 account holders or <$1B AUM

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Up to 15K Members
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Gamified mobile/Online UI
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Conversational AI Finance Coach
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Money manager AI Agent
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Fraction Investing (Stocks, Crypto, etc)
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Trade-desk & IT support
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Single sign-on (SSO)
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Extra security: KYC, AML, CIP
Usage Pricing

FAQ

We’re here to assist you in getting started with AlgoPear. If you can’t find the answer you’re looking for, please don’t hesitate to...

How does the integration process work?

We understand that many credit unions and financial institutions have limited IT resources. We’ve partnered with leading digital banking providers to make integration low-lift for FIs. Our white-glove APIs have dedicated development support, and implementation usually takes couple of weeks, depending on the digital banking provider.

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How do members interact with AlgoPear

Our products are natively integrated in your interface, members can access it instantly through Single Sign-On (SSO) within your digital banking environment (mobile and web). They can enjoy all features, including live desk support, in a few clicks.

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Can I access reports on how members are using AlgoPear?

Yes! Our back office intelligence product provides real-time insights into member engagement, retention, and AUM growth for you and your financial advisor partners. It equips you with all the necessary tools to measure performance and comprehend the impact of AlgoPear on your institution.

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Is AlgoPear compliant and secure?

AlgoPear ensures full regulatory compliance through trusted partners. Our SOC 2 Type II-approved infrastructure meets FINRA, SEC, and SIPC standards. Advanced cybersecurity protocols and risk mitigation enable immediate deployment in your digital environment.

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How does it work?

Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.

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Do I have to be experienced to start?

No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.

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How much $ do I start with?

Start with just $1 and grow your wealth effortlessly with guidance from AlgoPear's AI financial agent, Selene.

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What about fees?

We don’t charge fees to account holders. Your financial institution can cover the cost or offer access through a small subscription fee.

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How many license seats should my FI purchase?

We price based on expected adoption within your digital-first member base. Contracts start at 10% of total account holders or 20,000 seats. We also offer usage-based pricing for approved smaller institutions. Plus, our marketing support helps drive adoption and maximize value from your seats.

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What if my FI has fewer members?

No worries—we work with institutions under 100,000 retail account holders. Our flexible pricing is designed to support your growth while making integration easy and accessible.

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Is pricing based on AUM?

No, we don’t charge management or performance fees. This keeps costs low for your members and helps drive long-term loyalty. Our team will work with you to determine the right number of license seats for your institution.

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Can larger institutions with millions of members integrate AlgoPear?

Absolutely. AlgoPear is built to scale with institutions of any size. To explore a custom integration, reach out to us at partnerships@algopear.com or submit a request through our website—we’ll follow up quickly to discuss your needs.

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