AlgoPear is an award-winning, personalized digital banking platform that helps credit unions and FIs grow deposits and attract Millennials and Gen-Z account holders through financial wellness.
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With gamification & rewards our financial wellness technology keeps Millennials & Gen-Z logging in daily
Integrating a full-suite of wealth-building solutions attracts and retains the next-generation from fintechs
Be the go-to institution for the trillions transferring to Millennials and Gen Z, offering seamless wealth-tech
Selene educates young consumers on financial literacy tailored to each individual
Automated budgeting, saving, investing allocation and better spending habits
View all connected accounts for personalized insights
Co-pilot guides every account holder on a step-by-step path to financial freedom
Maximize your savings with a 4.59% high-yield cash account designed for growth
Fractional investing starting at $1 for all account holders, regardless of budget
Account holders receive real-time guidance on the best market investments for sustainable growth
Seamless access to stocks, options, ETFs and crypto for diversified growth
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Not just another vendor, we go beyond to see your FI mitigate risk & grow
Failing to offer modern finance solutions drives members to outside fintech apps
Delayed integrations mean losing your edge to faster-moving competitors
Without effective marketing campaigns, new products risk low adoption and member churn
Our experts manage integration & ongoing customer support for seamless implementation
Sleep better at night knowing we add an extra layer of data security and are compliance ready
Legacy Financial Advisors turning away unqualified members can hinder deposit growth
We have answers to your common questions about joining the AlgoPear network. For further assistance please contact support@algopear.com
We partner with your digital banking provider, as many FIs have small or no IT teams. Our APIs include hands-on development support, with implementation taking 4–6 weeks, depending on your provider.
Once AlgoPear is integrated, your members can access it without signing up. With SSO, they can use the customized widget and access all features, including desk support, in just a few clicks.
Our admin dashboard lets you and your financial advisor vendor track key metrics like engagement, retention, and AUM growth, giving insight into AlgoPear’s impact.
AlgoPear meets compliance through Comply (RIA-in-a-Box) and Alpaca Markets. Our infrastructure is SOC-2 Type II, FINRA, and SEC approved, with advanced cybersecurity measures. We’ve mitigated risks and are ready for immediate use.
Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.
No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.
Start with just $1 and grow your wealth effortlessly with guidance from AlgoPear's AI financial agent, Selene.
We don’t charge fees to account holders. Your financial institution can cover the cost or offer access through a small subscription fee.
We charge based on expected adoption, focusing on the digital-first demographic. First, we assess how many of your account holders fit this profile. With a minimum contract of 20% of total account holders or 20,000 seats, we also provide marketing support to help maximize adoption and fill the seats you’ve paid for and more.
No worries! We support institutions with under 100,000 retail account holders, offering flexible pricing to help you grow.
We charge no management or performance fees, keeping costs low for account holders and boosting loyalty. Our team will help you determine the right number of license seats for your subscription.
Our product scales to fit any institution size. Contact us at partnerships@algopear.com or through our website form, and we’ll get back to you soon to discuss your needs.
Leveling the playing field for financial institutions who help everyday people
"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"
"The AlgoPear platform fills an important gap by connecting professional proprietary software with retail clients. Leveraging professional trading & investing expertise and managing technical complexities directly without a costly middle-man will be a game-changer for people seeking access to the high-end trading world."
"AlgoPear has designed a cutting-edge solution to democratizing access to institutional grade trading tools. We need more innovators solving real problems and AlgoPear is doing just that."
Become the champion of innovation for your financial institution & consumers
Great for smaller financial institutions with less than 75K account holders or less than $1B AUM
Great for mid-size & larger financial institutions with +75K or more account holders or +$1B AUM