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Investing Experience Platform

Stop losing Account Holders to fintech apps

AlgoPear offers an embedded AI-powered investing (stocks+crypto), AI financial coaching and gamified rewards to boost member engagement, deposits, and loan pull-through for financial institutions

F65 #1 fintech ranking award for AlgoPearLogo of AlgoPear winning The Robin-Who? Award from The 2024 GonzoBanker
AlgoPear mobile investing app for credit unions and financial institutions

Our Trusted Partners

Grow your Financial Institution

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Engagement & Impact

Keep account holders inside your banking stack with AI-powered investing, coaching and rewards they meets them where they're at

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Grow deposits & Revenue

Nudge ready account holders to loans/credit cards as their financial health improves

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≤ Days Launch fast

Low-lift, white-glove plug and play integration with support during and after launch

The Selene AI Platform

The financial wellness galaxy: Every fintech tool your members already use but inside…

Fractional Investing

Fractional Investing

AI Guided & Self-directed investing starting with zero or $1

Stocks, Crypto and more

Members can diversify their Portfolio for long term growth

Copy Investing

Members can mimic top Industry investors they can trust

High-Yield Account

Low-risk 4.07% - set and go

Screen of SeleneAI app for investing smart portfolios
SeleneAI financial coach for credit unions to offer their members

AI Financial Coach

24/7, Financial Mentor

engage with a conversational Financial Coach anytime

Savings to Investing

Schedule automatic savings to investing

Learning Themes

members choose Themes (sports, Anime, etc) to learn finances

Roadmap to $100K Challenge

Guidance and tracking to reach their $100K graduation

Lifestyle Rewards

Gamified Money Habits

Built-in 1% lifestyle Rewards for healthy financial habits

Learning Rewards

Drive members back with Fine dining, travel and more perks

Personalized Journeys

Journey based on financial status and goals

Social Community

TikTok and YouTube style community with peer investors

AlgoPear rewards and perks (private banking benefits) for credit union members

Outcomes for your
Financial Insitution

Increase engagement, deposits, and loan readiness with an financial wellness suite

Business Strategy

Grow Active Members

More weekly logins and time-in-app with investing, rewards, and coaching.

Code Fork

Revenue Lift

Auto nudges financially ready account holders to your cards and loan products

Classroom

Modern Banking Experience

Mobile-first UX that keeps account holders from switching to fintech apps.

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Adoption Support

Go live in 4–8 weeks with pre-built launch campaigns to help adoption.

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Reduce Cost

We act as your extension—no extra headcount required.

Keep Dry

Security & Compliance

SOC 2 Type II–aligned controls; brokerage FINRA/SIPC approved.

What FI leaders are saying about Selene AI

Helping community financial institutions emerge victorious in the ongoing battle for engagement with outside fintech

"Algopear can help attract younger members to our CU, as our average member age is currently 52, and providing investment products for people who want to grow their savings faster than traditional savings programs allow."

CSO

$3B AUM Credit Union

"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"

Michael Brown

AlgoPear Gen-Z Member

“AlgoPear has product stickiness we’ve been seeking—a comprehensive platform that combines financial wellness with wealth building through AI financial coaching. It caters to all our young members’ needs.”

EVP/Member Experience

$4.6B AUM Credit Union

“AlgoPear offering aligns with our mission by offering accessible, low-cost investing and a user-friendly experience that speaks to our small deposit tech-savvy members.”

President/CEO

$800M AUM Credit Union

“AlgoPear offering can fill a gap no one else does, helping CUs engage younger members with a digital-first, low-barrier investing solution that traditional advisors overlook.”

VP/CFO

$530M AUM Credit Union
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Your Account Holders Aren't Waiting

Plans & Pricing

Seat-based licensing that scales with adoption. Start with a seat commitment, unlock discounts as usage grows.

Start

Growth

Ideal for small–mid FI (≤25k active members or < $500M assets)

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Up to 25k seats (start at 1k+; expand anytime)
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Selene AI suite: Investing, AI Coach, Rewards
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Analytics: Engagement dashboard & weekly reports
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Single sign-on (SSO) non-core embed (web & mobile)
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Security & compliance: KYC/AML/CIP; SOC 2 Type II–aligned controls; brokerage via Alpaca (FINRA/SIPC)
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Support: Business-hours email/chat
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Add-ons: Advanced analytics, co-branded campaigns
Request pricing
We’ll right-size seats and share discount tiers for small CUs
Adoption Pricing

FAQ

If you can’t find the answer you’re looking for, please don’t hesitate to...

How does the integration process work?

We work with your digital banking provider to make integration low-lift for your team. Our white-glove APIs have dedicated development support, and implementation usually takes couple of weeks, depending on the digital banking provider.

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How do members interact with AlgoPear

Our products are natively integrated in your UI interface, account holders can access it instantly through Single Sign-On (SSO) within your digital banking environment (mobile and web). They can enjoy all features, including live desk support, in a few clicks.

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Can I access reports on how members are using AlgoPear?

Yes! Our back office intelligence product provides real-time insights into member engagement, retention, and AUM growth for you and your financial advisor partners. It equips you with all the necessary tools to measure performance and comprehend the impact of AlgoPear on your institution.

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Is AlgoPear compliant and secure?

AlgoPear ensures full regulatory compliance through trusted partners. Our SOC 2 Type II-approved infrastructure meets FINRA, SEC, and SIPC standards. Advanced cybersecurity protocols and risk mitigation enable immediate deployment in your digital environment.

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How does it work?

Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene AI, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.

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Do I have to be experienced to start?

No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.

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How much $ do I start with?

Start with zero dollars (simulated) or just $1 and grow your wealth effortlessly with guidance to financial freedom. Unlike Robinhood or Coinbase, premium features are free provided by our partnered financial institutions.

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What about fees?

We don’t charge fees to account holders. We recommend the  financial institution to cover the cost to make financial wellness and wealth accessible for all.

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How many license seats should my FI purchase?

We’ll tailor seats to your active-member base. As you expand and grow, we adjust our pricing to support your growth as more members opt-in.

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What if my financial institution has fewer members?

No worries—we work with institutions who don't have billions in AUM and less than 25,000 active online members. Our flexible pricing is designed to support your early adoption efforts while making board approval procurement less awkward.

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Is pricing based on AUM?

No, we don’t charge management, performance, or advisor fees. Instead, we offer a straightforward and affordable subscription for tier-level seats.

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Can larger institutions with millions of members integrate AlgoPear?

Absolutely. AlgoPear is partned with stable infrastructure built to scale with institutions of any size. To explore a custom integration, reach out to us at sales@algopear.com or submit a request through our website—we’ll follow up quickly to discuss your needs.

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