Financial institutions utilize AlgoPear to offer a Robinhood + Betterment style investing and financial literacy chatbot experience—all embedded within your digital banking platform
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A personalized chatbot that teaches account holders Budgeting, Saving, Investing, and Spending habits
personal co-pilot, guiding members on smart money allocation and spending habits to achieve their goals
Real-time insights and personalized account recommendations designed around members income, lifestyle, and goals.
Real-Time Portfolio Forecasting and Personalized Investing portfolios for Every Account Holder
Embedded Investing Solutions to Support Every Financial Journey so they never have to leave
Fractional Investing for Every Account Holder, No Matter Their Budget
Modernize your financial ecosystem with tailored investment recommendations to build wealth from the ground up
Seamless access to stocks, ETFs, high-yield cash, options and crypto for diversified growth
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Not just another vendor, we go beyond to see your FI mitigate risk & grow
Failing to offer modern multiple finance solutions drives members to competing apps
Delayed integrations mean losing your edge to faster-moving competitors
Without effective campaigns, new features risk low adoption and member churn
Our experts manage integration, trade desk, and ongoing support for seamless implementation
Sleep better at night knowing we add an extra layer of data security and are compliance ready
Advisors turning away unqualified members can weaken new accounts and deposit growth
of Millennials & GenZ choose digital investing apps over traditional financial advisors
Increase young members deposits by retaining them from fintech investment apps
Cloud solutions reduce operational costs
Financial institutions can reduce advisory cost by 20-50%
Within this decade trillions expected to be passed on to Millennials and Gen Z
wealth tech could reasonably be expected to add up to 10-15% to revenues
We have answers to your common questions about joining the AlgoPear network. For further assistance please contact support@algopear.com
Many financial institutions have limited IT development teams, so we take on the heavy lifting. We provide concierge development assistance through our software development kit (SDK) and API-based features. The implementation process can take anywhere from 2 to 4 weeks, depending on the complexity of your digital banking provider.
Once AlgoPear integration is live within your ecosystem your members don't necessarily need to sign up. With single-sign-on (SSO), they can access the AlgoPear widget you help customize. With a few clicks, they can access all of our features, including desk support if there are any issues.
Our admin dashboard enables you and your current legacy financial advisor vendor to view key metrics on account holder engagement, retention, AUM growth, and more. This provides insight into how AlgoPear is delivering value.
AlgoPear is compliant through Comply (RIA-in-a-box) and our broker partners at Alpaca Markets. Our infrastructure is SOC-2 Type II, ISO 27001, Finra and SEC approved. We implement advanced cyber-security measures that meet industry standards. AlgoPear has mitigated these risks, and we are ready for immediate use.
Once your bank or credit union offers AlgoPear, your financial information will be linked through Plaid. You will have access to features like the Robo Joe co-pilot, a financial literacy chatbot designed to help you grow your wealth and learn. You can engage in fractional investing, receive investment recommendations, and build your own portfolio tailored to your current financial status.
You can join us with any level of experience even starting at ground zero. Our investment technology understands your current position and guides you toward achieving your financial goals for an earlier retirement.
You can start with just $5 and gradually build your money. AlgoPear Robo Joe Co-Pilot will guide you to grow your wealth effortlessly.
Unlike most money managers and advisors, we do not charge fees directly to the account holder. Financial institutions have the option to pay for the technology at no cost to you or to charge a small subscription fee for access to the technology.
We plan to charge you based on the anticipated number of account holders who will adopt our technology, which is typically focused on Millennials and GenZ. To determine this, we start by identifying how many account holders are under the age of 50. AlgoPear also offers marketing campaigns to help you promote our launch and ensure that you fill the seats you have paid for.
No problem, we have services for financial institutions with less than 100,000 account holders and AUM less than $1B. Our pricing is customizable to help you grow.
We do not charge management or performance fees. Our product eliminates fees for account holders, enhancing customer loyalty. Our sales team and product consultants will assist you in determining the number of license seats needed for your contract subscription.
Our product is scalable, regardless of your institution's size. Please reach out to partnerships@algopear.com or fill out our website form for further assistance, and we will get back to you as soon as possible to explore your needs.
Leveling the playing field for financial institutions who help everyday people
"AlgoPear has designed a cutting-edge solution to democratizing access to institutional grade trading tools. We need more innovators solving real problems and AlgoPear is doing just that."
"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"
"The AlgoPear platform fills an important gap by connecting professional proprietary traders with retail clients. Leveraging professional trading expertise and managing technical complexities directly without a costly middle-man will be a game-changer for people seeking access to the high-end trading world."
Become the champion of innovation for your financial institution
Great for smaller financial institutions with less than $5B AUM
Great for mid-size & larger financial institutions with more than $5B AUM