Keep account holders inside your banking stack with AI-powered investing, coaching and rewards they meets them where they're at
Nudge ready account holders to loans/credit cards as their financial health improves
Low-lift, white-glove plug and play integration with support during and after launch
AI Guided & Self-directed investing starting with zero or $1
Members can diversify their Portfolio for long term growth
Members can mimic top Industry investors they can trust
Low-risk 4.07% - set and go
engage with a conversational Financial Coach anytime
Schedule automatic savings to investing
members choose Themes (sports, Anime, etc) to learn finances
Guidance and tracking to reach their $100K graduation
Built-in 1% lifestyle Rewards for healthy financial habits
Drive members back with Fine dining, travel and more perks
Journey based on financial status and goals
TikTok and YouTube style community with peer investors
Increase engagement, deposits, and loan readiness with an financial wellness suite
More weekly logins and time-in-app with investing, rewards, and coaching.
Auto nudges financially ready account holders to your cards and loan products
Mobile-first UX that keeps account holders from switching to fintech apps.
Go live in 4–8 weeks with pre-built launch campaigns to help adoption.
We act as your extension—no extra headcount required.
SOC 2 Type II–aligned controls; brokerage FINRA/SIPC approved.
Seat-based licensing that scales with adoption. Start with a seat commitment, unlock discounts as usage grows.
Ideal for small–mid FI (≤25k active members or < $500M assets)
If you can’t find the answer you’re looking for, please don’t hesitate to...
We work with your digital banking provider to make integration low-lift for your team. Our white-glove APIs have dedicated development support, and implementation usually takes couple of weeks, depending on the digital banking provider.
Our products are natively integrated in your UI interface, account holders can access it instantly through Single Sign-On (SSO) within your digital banking environment (mobile and web). They can enjoy all features, including live desk support, in a few clicks.
Yes! Our back office intelligence product provides real-time insights into member engagement, retention, and AUM growth for you and your financial advisor partners. It equips you with all the necessary tools to measure performance and comprehend the impact of AlgoPear on your institution.
Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene AI, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.
No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.
Start with zero dollars (simulated) or just $1 and grow your wealth effortlessly with guidance to financial freedom. Unlike Robinhood or Coinbase, premium features are free provided by our partnered financial institutions.
We’ll tailor seats to your active-member base. As you expand and grow, we adjust our pricing to support your growth as more members opt-in.
No worries—we work with institutions who don't have billions in AUM and less than 25,000 active online members. Our flexible pricing is designed to support your early adoption efforts while making board approval procurement less awkward.
No, we don’t charge management, performance, or advisor fees. Instead, we offer a straightforward and affordable subscription for tier-level seats.
Absolutely. AlgoPear is partned with stable infrastructure built to scale with institutions of any size. To explore a custom integration, reach out to us at sales@algopear.com or submit a request through our website—we’ll follow up quickly to discuss your needs.