AlgoPear is an award-winning, personalized digital banking solution that helps Credit Unions and FIs grow deposits, engage and attract Millennials and Gen-Z account holders through financial wellness.
.png)
With gamification & rewards our financial wellness technology keeps Millennials & Gen-Z logging in daily
Integrating a full-suite of wealth-building solutions attracts and retains the next-generation from fintechs
Be the go-to institution for the trillions transferring to Millennials and Gen Z, offering seamless wealth-tech
Selene educates your members on financial literacy tailored to each individual
Built-in stock & discount rewards encouraging better budgeting, saving, investing behavior
360 view of all accounts in one place for better personalized insights
Co-pilot guides members on a step-by-step path to financial freedom
Maximize your savings with a 4.59% high-yield cash account designed for growth
Your members receive Guided investing starting at $1
Members generate their own custom Portfolio and market insights in seconds
Seamless access to stocks, options, ETFs and crypto for diversified growth
.png)
More than a vendor — your growth partner in innovation with reduced risk for your financial institution
Not offering modern finance solutions drives members to outside fintech apps
Delayed integrations mean losing your edge to faster-moving competitors
Without effective social marketing campaigns, new products risk low adoption and churn
Our experts manage integration & ongoing customer support for seamless implementation
Sleep better at night knowing we bring extra layers of security & are compliance ready
Legacy financial advisors turning away unqualified members can hinder deposit growth, we help nurture them
We’re Here to Help You Get Started with AlgoPear. Can’t find your answer? Contact support@algopear.com for assistance.
We understand that many credit unions and financial institutions have limited IT resources. That’s why we’ve partnered with leading digital banking providers to simplify integration. Our APIs come with dedicated development support, and implementation typically takes as little as 6 weeks—depending on your provider.
Once AlgoPear is integrated, your members can start using it instantly—no separate sign-up required. With Single Sign-On (SSO), they can access our fully customized widget directly within your digital banking app (mobile and web) and enjoy all features, including live desk support, in just a few clicks.
Yes! Our intuitive admin dashboard gives you and your financial advisor partners real-time insights into member engagement, retention, and AUM growth. It’s everything you need to measure performance and understand AlgoPear’s impact on your institution.
Absolutely. AlgoPear ensures full regulatory compliance through trusted partners like Comply (RIA-in-a-Box) and Alpaca Markets. Our infrastructure meets SOC 2 Type II standards and is FINRA and SEC approved. With advanced cybersecurity protocols and risk mitigation in place, we're ready for immediate deployment in your digital environment.
Once your bank or credit union offers AlgoPear, your financial information links through Plaid. You’ll gain access to Selene, an AI financial agent that teaches financial literacy, helps manage your money, guides investment decisions, and creates personalized portfolios based on your lifestyle, goals, and budget—for any account size.
No experience needed—start from zero. Our investment technology assesses your finances and guides you toward your goals for a faster path to retirement.
Start with just $1 and grow your wealth effortlessly with guidance from AlgoPear's AI financial agent, Selene.
We don’t charge fees to account holders. Your financial institution can cover the cost or offer access through a small subscription fee.
We price based on expected adoption within your digital-first member base. Contracts start at 10% of total account holders or 20,000 seats. We also offer usage-based pricing for approved smaller institutions. Plus, our marketing support helps drive adoption and maximize value from your seats.
No worries—we work with institutions under 100,000 retail account holders. Our flexible pricing is designed to support your growth while making integration easy and accessible.
No, we don’t charge management or performance fees. This keeps costs low for your members and helps drive long-term loyalty. Our team will work with you to determine the right number of license seats for your institution.
Absolutely. AlgoPear is built to scale with institutions of any size. To explore a custom integration, reach out to us at partnerships@algopear.com or submit a request through our website—we’ll follow up quickly to discuss your needs.
Leveling the playing field for financial institutions who help everyday people
"I turned a corner to get better at this (investing). AlgoPear is helping my dream come true with learning and hands-free investing... 😀"
"The AlgoPear platform fills an important gap by connecting professional proprietary software with retail clients. Leveraging professional trading & investing expertise and managing technical complexities directly without a costly middle-man will be a game-changer for people seeking access to the high-end trading world."
"AlgoPear has designed a cutting-edge solution to democratizing access to institutional grade trading tools. We need more innovators solving real problems and AlgoPear is doing just that."
Become the champion of innovation for your financial institution & members
Ideal for smaller financial institutions with less than 75,000 account holders or less than $1B AUM
Ideal for mid-sized and larger financial institutions with 75,000 or more account holders or $1B AUM and more